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NACFB – DEVELOPMENT FINANCE BROKER OF THE YEAR 2024DEVELOPMENT FINANCE BROKER OF THE YEARDevelopment Finance Broker of the Year!UKREiiF from May 21st to 23rd JuneBridging & Commercial Awards 2024Bridging & Commercial Awards 2022Meet the broker… Positive Commercial FinanceBusiness Moneyfacts Awards 2022Semi-Exclusive Development Finance productExclusive Bridging Finance productA Comprehensive Guide to Mezzanine FinancePositive Commercial Finance shortlisted for the Business Moneyfacts Awards 2020The Definitive Guide to Property Development FinanceThe Complete Guide to Bridging LoansNew Joint Venture product!Permitted Development Rights become permanent!Arbuthnot Specialist Finance completes its first loan brokered by Positive Commercial FinanceRecent Deals Done – James WaddickerBDM Case Update – John WaddickerAre Personal Guarantees truly necessary?March NewsletterBDM Case Update – James WaddickerAre there development opportunities on the High Street?How can developers best access the finance they need?Is bridging finance now a mainstream form of funding?Can your lender deliver the funds promised?Positive Commercial Finance short-listed for another major awardWhat is the outlook for the construction sector?Can I get a student accommodation development funded?Is Bridging Finance expensive?Is now a good time to build houses?300% Surge In GrowthBest Commercial BrokerPositive short-listed for another award!We see things differentlyPlugging the gap for developersPositive team up with Just Do PropertyPositive Commercial Finance appoints new BDMPositive launch new website to support business growthShortlisted for the B&C Awards 2017The full circle of property development financeGary Ellis joins Positive Commercial FinanceThank you for being brilliant at what you doThat’s Positive!PCF short-listed for 2 awards!Outstanding Customer ServiceWhat is “Completion”?PCF Director on B&C Awards 2016 Judging Panel100% JV deal fundedPermitted Development Rights extended5 Minute Interview with…ProductsCompare FinanceCompare SME & Business FinanceCompare MortgagesCompare Bridging FinanceCompare Development FinanceDevelopmentSenior DebtStretched Senior DebtMezzanine FinanceEquitySME and BusinessAsset & vehicle financeCredit & debit card factoringFactoring & invoice discountingPersonal asset loansUnsecured business loansMortgagesInvestmentBuy to LetOwner occupiedHMOJoint VenturesShort Lease MortgagesBridgingAuction FinanceRefurbishment FinanceLand Bridging LoanDeveloper Exit FinanceBridge To Let LoansLarge Bridging LoansCase StudiesCase Study: £1.25m Refinance Secured on a Block of 12 Flats Using NEW 3 Year Tracker ProductCase Study: Securing Development Funding for a 15-Bed Purpose-Built Care Home in LancasterCase Study: Refinance of 14 Unit Residential Block at £2.25m | 75% LTV | No Arrangement FeeBridging Loan Case Study | 100% Purchase Price BMV Residential Portfolio | Positive Commercial FinanceCase Study: Refurbishment Bridge Finance Positive Commercial Finance7 Buy to let Property Refinance + £500,000 Capital RaiseCase Study: Funding for a mixed-use Grade II listed part-completed development awaiting planning consent in Kent.Case Study: Development Finance Facility for 5 New-Build Houses in South ManchesterRefinance & Cash Raise Commercial Investment Property | No PGs or Debenture | Positive Commercial FinanceeBridging Loan Case Study – Fast Completion & Refurbishment FundingCase Study: Developer Exit Finance for a 20-Unit Residential SchemeCase Study: Buying the Freehold of a Convenience StoreRefurbishment Bridging loan from private lender with NO VALUATION and NO MONITORINGCase Study: £3,100,000 Development Finance Secured for 8 New-Build Houses in the North East of England (£5m GDV)£920,000 Semi‑Commercial Refinance | Base + 1.90% | £0 lender arrangement FeeCase Study: Refurbishment Bridging Loan Enables Major Value-Add Transformation of Neglected Semi-Detached Property.Case Study: Developer Exit Finance for a 20-Unit Residential Scheme Case Study: Funding a Takeaway Business with Goodwill & Freehold98% of purchase price on a Semi-Commercial property in Liverpool.Case Study: £4,000,000 Development Finance Secured for 12 New-Build Houses in Greater ManchesterCase Study: Developer Exit Bridging Loan secured against x4 new-build houses in Surrey.Case Study: £2.5m Refinance of North West Industrial Estate with no lender feeRefinance of a Semi Commercial PropertyStrategic Use of Buy-to-Let Portfolio for Hospitality AcquisitionDeveloper Exit Bridge with works still to be finishedSemi-Commercial property purchase for a 1st time Landlord100% funded Development due to Deferred elementRefurbishment Bridge gives 80% Loan to Value NET!Application to offer within one week – refinance of Buy to Let propertyPurchase of trading premises for Ltd CompanyRefurb Bridge with 1% Arrangement FeeDevelopment Finance Large Apartments and Aparthotel SchemeOwner-Occupier Commercial MortgageDevelopment Finance facility for 34 apartments in MiddlesexPurchase of 4 Holiday Let cottagesBridging Finance at 75% LTV with 0.75% Arrangement FeeDevelopment Exit for a Residential scheme in BristolRefinance of Industrial estate75% LTV Developer Exit bridge for mixed-use schemeDevelopment of 6 Houses in York.Refinance of 9 unit Assisted Living propertyLtd Company Loan using 3rd Party Security – completed in 5 days!80% LTV Developer Exit bridge at 0.85% pcmRe-structure from Trading Business loan to Commercial Investment loanDevelopment Finance facility at 70% Loan to GDV for the construction of 6 houses in LeedsDevelopment Finance facility for 23 houses in LancashireApplication to offer within one week – refinance of Buy to Let propertyBridging Loan to purchase run down propertyRefurbishment loan at 80% Loan to Value (net) for a residential property near Chester.Property loan for lettings agencyMezzanine Loan - Site with PlanningRefinance of Buy to LetDeveloper Exit for 4 properties near DurhamRefurbishment loan at 75% Loan to Value (net) with a Desktop valuation.Development Finance loan at 90% Loan to Costs for 9 houses in Kent.Refinance of Commercial Investment PropertyOffice conversion to 23 Apartments & Retail space in Aberdeen, ScotlandPurchase of Owner-Occupied Trading Premises for Limited Company100% funded Development Loan for 4 houses in CheadleRefinance of a flat with only 45 years left on the lease. Developer Exit/ Sales Bridge loan for a 7 house scheme in CheshireRefinance of a Buy To Let property. No Lending Fees or Valuation FeesBridging loan for Refurbishment providing 85% Loan to Value.Refinance of 6 complete apartments for Capital RaiseRefinance of 3 detached new-build properties. From application to offer in ten days with no valuation fees to pay.Refinance of a Part Complete 12 unit residential development scheme.Refinance of 8 bed property let to an Assisted Living Care GroupDevelopment Exit loan for an 8 house scheme in StaffordshireRefurbishment Bridging LoanRefinance of an “almost complete” apartment conversion schemeRefinance of 10 Bed HMO property£26m Development FacilityRefinance of a Development Facility on a “nearly finished” schemePurchase of luxury detached BTL propertyDevelopment Funding for 6 Executive HomesRefinance of 2 Commercial Units converted to Holiday lets in DevonCommercial Land Bridge - No PGs!£4.9m Development Finance facility at 70% LTGDV in OxfordshireRefinance of 15 bed HMO, 2 Buy to lets and 3 Retail units on one title£22.3m Development Finance facility at 70% LTGDV65% LTGDV Development Finance at 6.5% per annum70% LTGDV Development Finance for office to residential conversion.70% LTGDV Development Finance£3.19m Development Finance facility at 6.75% pa£2.9m Development Finance facility at 5.1% paCBILS supported Developer Exit for 14 houses in Kent100% finance arranged for purchase price and development costs – without JV termsPurchase of an Industrial EstateLimited company Purchase of Multi Unit Freehold BlockCBILS backed Development Finance facility100% funded Joint Venture Development in Reading100% Development Finance due to deferred considerationStretched Senior Debt Development Finance deal at 7.25% per annum100% JV Funding for a 1st time DeveloperPurchase of a property which failed to sell at auction.Urgent Bridging Loan for Commercial Property Purchase in the North EastCommercial Investment Property Refinance for Grade II Listed BuildingFull Refurbishment Finance for 10 Apartments in SalfordCommercial Mortgage for Trading Premises During Lockdown100% Development Finance with Deferred Vendor PaymentHoliday Let Refurbishment Loan for a Property with a Complex Legal TitleBridging Loan for Auction Purchase at 70% Loan to ValueCommercial Investment Loan Refinance for Convenience Store FreeholdDeveloper Exit Bridging Loan to Allow More Time for Property SalesHoliday Let Mortgage for Four Holiday CottagesCommercial Bridging Loan for Vacant Property RefinanceCommercial Mortgage for Trading Premises PurchaseDevelopment Finance for Non-UK Resident on Part-Complete Property DevelopmentResidential Bridging Loan for Development Opportunity in the North WestCommercial Bridging Loan for Vacant Property Purchase in LondonCommercial Mortgage for Business Premises PurchasePart-Complete Development Finance for a Landmark Luxury HomeCommercial Mortgage Refinance for Owner-Occupied Trading PremisesDevelopment Loan Refinance to Provide More Time for Property SalesInvestment Property Refinance After Selling a BusinessHMO Refinance to Repay Development Finance and Release EquityHeavy Refurbishment Bridging Loan for Major Property RenovationBusiness Finance for Growth Through Increased Banking FacilitiesDeveloper Exit Finance at 80% LTVBuy to Let Equity Release from Three Investment PropertiesDevelopment Finance with Limited Personal Guarantees for 12 HousesBuy to Let Portfolio Refinance for 35 Investment PropertiesCommercial Mortgage for a Limited Company with 18 Months' Trading£10m Development Finance for an 86-Unit Apartment SchemeDevelopment Finance for Two New-Build Houses in the South EastDevelopment Finance for a First-Time Developer in Scotland100% Development Finance for a Returning Property DeveloperOwner-Occupied Commercial Mortgage for a Limited Company Despite a Previous Business FailureFast Development Finance for First-Time Developer Completed in Just Four WeeksSemi-Commercial Mortgage for a First-Time LandlordSpecialist Buy to Let Mortgage for an Isle of Man Limited CompanyDevelopment Finance Refinance for a Part-Complete High-Value PropertyHigh LTV Bridging Loan Covering 96% of the Purchase PriceOffice Purchase Using a SIPP Commercial MortgageDevelopment Finance for a Part-Complete Residential Scheme in EssexBridging Finance to Purchase a Closed Public HouseOwner Occupier Commercial Mortgage for a Logistics CompanyDevelopment Finance for the Conversion of an Ex-Pub into 11 FlatsRefinancing an HMO with Adverse Credit HistoryDevelopment Finance Refinance for a Part-Complete DevelopmentDeveloper Exit Finance for a Large New-Build HomeCommercial Mortgage for an Office and Retail Property PurchaseJoint Venture Development Finance for Three New-Build HomesJoint Venture Development Finance for a 44-Apartment DevelopmentDevelopment Finance for a First-Time Developer Building a Luxury HomeHoliday Let Mortgage for Four Holiday Cottages in ScotlandBridging Finance for a Fast Off-Market Property PurchaseOwner Occupier Commercial Mortgage for Growing Business PremisesDevelopment Finance Using Owned Land for a New-Build Home in CornwallAuction Finance for the Purchase of an Ex-Clinic with Development Potential100% Auction Purchase of HMO in Manchester using Auction FinanceDevelopment Finance for a 25-Home Residential Development Near DublinProperty Development Finance for an Eight-Home DevelopmentCommercial Mortgage Refinance for an 18-Flat InvestmentProperty Development Finance for a Five-Home DevelopmentProperty Development Equity Finance for a 24-Apartment Development Near ChesterCommercial Mortgage Refinance for Expat HMO InvestorsCommercial Bridging Loan to Purchase Business Premises QuicklyCommercial Mortgage to Purchase Business Premises for a Lettings AgencyBespoke Development Finance for a New Purchase and Part-Complete Development in LancashireCommercial Mortgage Refinance for a 12-Bed HMORefurbishment Bridging Loan for a Property Renovation in HarrogateJoint Venture Development Finance for a 3-Unit New Build DevelopmentMulti-Tranche Bridging Loan for a Residential Property RenovationCommercial Mortgage Refinance for a Commercial Property PortfolioBridging Loan Refinance for an 8-Bed HMO ConversionJoint Venture Development Finance for a £7.8 Million Residential Development100% Refurbishment Finance Bridging Loan for a Probate Property PurchaseDevelopment Finance: 70% LTGDV for Inexperienced Developer Stepping Up100% Funded Development Finance: Joint Venture No Profit ShareDevelopment Finance: Stretched Senior 70% LTGDV for 8 HousesCommercial Mortgage Refinance Case Study: £2.1m for Retirement / Independent Living FlatsDevelopment Finance Case Study: No Personal Guarantees for 66-Unit Manchester SchemeBridging Loan for Auction Purchase: Fast-Track Finance with No Valuation or Legal FeesDevelopment Finance Case Study: 100% Funding for South Coast Joint Venture with No Developer EquitySecuring a Commercial Mortgage for a Care Home Operator with Previous Business FailureDownloadsFinance AcronymsRe-Bridge Bridging Loan ChecklistDevelopment Finance Application ChecklistWhy should I use a Broker?BMV Bridging Loan ChecklistAuction Bridging Loan ChecklistDeveloper Exit Bridging Loan ChecklistRefurbishment Bridging Loan ChecklistTop 10 Bridging Mistakes to AvoidDevelopment Finance - Information RequiredBridging Finance - Information RequiredCommercial Mortgage & Business FinancePersonal Asset/Liability StatementProperty Schedule TemplateBridging & Development Finance (John)Bridging & Development Finance (Gary)Commercial Finance (Simon)Bridging & Development Finance (James)Case Studies CategoriesBridging LoanBuy to LetBuy to Let MortgageCommercial MortgageDeveloper Exit FinanceDevelopment FinanceRefurbishment Loan