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SME and Business Finance

SME And Business Finance is a loan used to fund small and medium-sized enterprises. This is a huge part of the business finance market. SME and Business Finance can also be known more generally as Commercial Finance.

What is SME and Business Finance?

Commercial Finance comes in many formats. At Positive Commercial Finance we can find the best type of finance for your business, even if it is not property related. If you are a trading business requiring an unsecured business loan, Factoring and Invoice discounting, asset finance, credit or debit card factoring, we can help you.

What is SME and Business Finance used for?

Each specific type of finance is used in a different way, for example:

Unsecured business loans can be used the raise funds for many purposes such as cash flow, asset purchases, tax payments, staff wages and so on.

Factoring and Invoice discounting improves cashflow by advancing funds against invoice raised before those invoices are paid by the customer.

Asset Finance is used to buy vehicles, cars or other assets to help your business in its day to day activities.

Credit or Debit Card Factoring can be used to improve cashflow for companies that can’t access invoice discounting or factoring. Funds are advanced against projected credit and debit card receipts and a percentage is repaid every time you take a debit or credit card payment.

Personal asset loans are secured an asset you own personally to help fund your business – such as a classic car, piece or art, yacht or boat, plane or high value watch.

What are the Key Features of SME and Business Finance?

The key features of a particular type of SME and business finance can vary dramatically, dependent on the specific type of finance.

What are the SME and Business Finance Lending Criteria?

Criteria is loan specific – click on the links below for more details on the funding criteira.

What Information do you need to progress an SME and Business Finance loan?

Different funding types require different information – please choose the funding type you require below

Criteria overview

  • Cheapest rates guaranteed
  • Up to 36 months
  • Loans from £100K to 100 Million
  • Any location
  • Options with no exit fees
  • Residential commercial mixed use

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Positive Commercial Finance is a trading name of Business Financial Solutions Limited. Registered in England & Wales 06451075. Registered office address Warth Business Centre, Warth Road, Bury BL9 9TB. Authorised and regulated by the Financial Conduct Authority (716012). Full members of the NACFB and FIBA. ICO registration reference Z1196910.