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Investment

Long term mortgages for landlords of residential or commercial properties and portfolios.

Investment mortgages include commercial or semi commercial properties let out to third parties unconnected to your own business.  Examples could include shops with flats above, lock up shops, single or multi let offices, and industrial units or estates. Positive Commercial Finance has access to the whole of market via our specialist partners. We use our vast experience to facilitate the most suitable mortgage available via the high street and specialist lenders.

Each lender has their own criteria as to what they will and wont finance for example some wont finance properties within the leisure industry, pubs, restaurants, hotels etc whilst others actively seek these opportunities. With our industry knowledge we approach only the suitable lenders thus saving time and ensuring you get the right deal for you.

Depending on your investment strategy you may require an interest only loan to keep your monthly repayments low and rely on selling the property at a higher value in the future to repay the loan, others may want a capital and interest loan knowing that when the loan term is up the property is mortgage free and the income it generates at that point is theirs. We have lenders on our panel who can accommodate both strategies.

Note that these mortgages are not the same as Buy To Lets. As lenders’ criteria, rates, costs and terms can vary quite considerably, and change quite regularly, it is not possible to list them all here.

Other options within Mortgages

If you want a fast, flexible and reliable service, try
Positive Commercial Finance.

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