+
CLOSE
+
CLOSE
Register

By submitting this form you confirm that are happy to submit your data, which will be used solely for the purposes of my above enquiry

+
CLOSE
Quick Enquiry

By submitting this form you confirm that are happy to submit your data, which will be used solely for the purposes of my above enquiry

For owner-occupiers, commercial or Buy To Let landlords, mortgages can be raised against all types of property. The criteria and how the lender assesses affordability can vary depending upon whether the property is occupied by your business, or whether someone pays you rent. There can also be minimum income requirements if you are a first time landlord.

Essentially though the business needs to be able to afford the repayments from profits after dividends / your own drawings / day to day living expenses, or the rent needs to be high enough to provide a buffer when a higher “stressed” interest rate is applied.

It is our job to take some of the confusion out of the myriad of Lenders, repayment options, affordability assessments, loan to value calculations etc. We do this by understanding you as an individual, what your circumstances are and what your overall objectives are.

After an initial telephone conversation and some information gathering, we are able to use our experience to approach the best lenders for your particular circumstances, cutting out the hours and hours of market research and frustrations of arranging your own finance.

So whether you are a new Landlord, an experienced investor, a business looking to buy a trading premises or just looking to make your assets work harder for you we have the sector knowledge and network of lenders to help you achieve your goals.

There are variable rate and fixed rate repayment options, and interest only can be considered depending upon the type of property and lender. Please click on the relevant mortgage type for more specific information.

Other options within Mortgages

If you want a fast, flexible and reliable service, try
Positive Commercial Finance.

QUICK ENQUIRY

Our other products

Created with Sketch. Created with Sketch.

DEVELOPMENT

Created with Sketch. Created with Sketch.

JOINT VENTURES

Created with Sketch. Created with Sketch.

SME AND BUSINESS

Created with Sketch. Created with Sketch.

COMPARE FINANCE

Sign up to our newsletter
© Copyright 2019 | Positive Commercial Finance | Sitemap