+
CLOSE
+
CLOSE
Register

By submitting this form you confirm that are happy to submit your data, which will be used solely for the purposes of my above enquiry

+
CLOSE
Quick Enquiry

By submitting this form you confirm that are happy to submit your data, which will be used solely for the purposes of my above enquiry

Owner occupied

Long term mortgages for owner occupiers of commercial properties. We cover the whole of the market.

Owner occupier mortgages are appropriate when a property is occupied by the owners business. This can also cover a scenario where you have a separate entity owning the building to the one that operates the business, and rent is paid, (referred to as an “OpCo/ PropCo”), provided there is a common interest in both entities. The property could be a shop, office, industrial unit, or even a pub, restaurant, hotel or care home. The possibilities are vast. We use our vast experience to facilitate the most suitable mortgage available via the high street and specialist lenders. Positive Commercial Finance has access to the whole of market via our specialist partners.

Lenders will want to be comfortable that any loan taken out is affordable and therefore repayable from the businesses profits. Using our experience in the market we are able to analyse the business accounts and present the information to the lender in a format they understand, highlighting the strengths and mitigating any perceived weakness.

So whether you are looking at buying the commercial property you currently trade from under a lease agreement, buying a new commercial property, releasing some cash tied up in the property to expand your business further or even just looking to obtain cheaper rates on existing loans, we can use our Network of lenders who are most suited your circumstances to obtain the best overall deal for you

Owner Occupoier rates and fees tend to be bespoke and are judged on a case by case basis, as lenders’ asses the  perceived risk against factors such as term, loan to value, loan size, business sector and profitability of the business so no one loan is the same as another therefore it is not possible to list them all here.

Other options within Mortgages

If you want a fast, flexible and reliable service, try
Positive Commercial Finance.

QUICK ENQUIRY

Our other products

Created with Sketch. Created with Sketch.

DEVELOPMENT

Created with Sketch. Created with Sketch.

JOINT VENTURES

Created with Sketch. Created with Sketch.

SME AND BUSINESS

Created with Sketch. Created with Sketch.

COMPARE FINANCE

Sign up to our newsletter
© Copyright 2019 | Positive Commercial Finance | Sitemap