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Bridging Loan Calculator

Get quick and accurate rates with our bridging loan calculator. Simply fill in the boxes below with some key details and we’ll provide you with all the information you need before taking out your bridging loan.

 


Bridging Loan Calculator

How to use a bridging loan calculator

Our bridging loan calculator is designed to help you plan your finances by breaking down the costs of your loan, making it easier for you to decide if a lender is right for you. You’ll find that rates differ between lenders, so our calculator allows you to effortlessly compare your offers.

To use the calculator, simply fill in the boxes with some accurate information and we’ll instantly calculate your results. The information you’ll need to provide is:

  • Loan amount: This figure is the net loan amount required — the amount you receive before any fees or interest is applied to the loan.
  • Term: The length of time, in months, you’ll require the loan for.
  • Monthly interest: This is the interest rate charged for taking out the bridging loan. This will be calculated as a monthly rate.
  • Arrangement fee: A fee charged by the lender for arranging the bridging loan.

How much can I borrow?

There are many reasons why someone might take out a bridging loan, from buying a property at auction to covering the costs of a development project. As such, bridging loans can vary greatly in size. At Positive Commercial Finance we offer bridging loans up to 100% Loan-to-Value (LTV) and can secure funds of anywhere between £30,000 to £100 million.

Bridging loans interest rates

The interest rate of your bridging loan will affect how much monthly interest you’re charged for until your loan is repaid. For a rough guide, consult the table below to give yourself an idea of how much interest you could be paying for a £100,000 bridging loan:

Interest rateMonthly interest
0.43%£430
0.70%£700
0.75%£750
0.85%£850
0.95%£950
1.00%£1,000
1.05%£1,050
1.10%£1,100
1.20%£1,200
1.25%£1,250
1.50%£1,500

Bridging loan fees

Typically, you’ll find that most bridging loans are subject to a lender arrangement fee as standard. In most cases, this will amount to 2% of the maximum loan and is an accurate figure to include in our bridging loan calculator. As we’re bridging loan specialists, we’ll naturally work to reduce arrangement fees wherever possible, meaning it’s possible that you could end up paying less.

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Positive Commercial Finance is a trading name of Business Financial Solutions Limited. Registered in England & Wales 06451075. Registered office address Warth Business Centre, Warth Road, Bury BL9 9TB. Authorised and regulated by the Financial Conduct Authority (716012). Full members of the NACFB and FIBA. ICO registration reference Z1196910.