7 Buy to let Property Refinance + £500,000 Capital Raise

We recently supported a long‑standing client in restructuring their portfolio finance across seven investment properties, securing a stronger, more flexible lending position while also raising capital for future acquisitions.

Client’s Objectives

• Refinance an existing multi‑property portfolio
• Release additional capital to fund further purchases
• Secure long‑term certainty with a fixed rate
• Maintain strong cash flow through interest‑only terms

 The Outcome

We delivered a portfolio refinance that not only consolidated the client’s borrowing but also unlocked £500,000 in additional funds — giving them the firepower to move quickly on new opportunities.

 Key Deal Highlights

• 7 properties refinanced under one structured facility
• £500,000 capital raise for new acquisitions
• 5% fixed rate for 5 years
• Interest‑only to maximise monthly cash flow
• 2% arrangement fee
• Smooth execution across multiple assets and valuations

 Why This Worked

By presenting the portfolio’s combined strength — rental performance, asset quality, and borrower track record — we secured terms that gave the client both stability and growth capacity. The fixed rate protects cash flow for five years, while the interest‑only structure keeps liquidity high as they expand.