Strategic Use of Buy-to-Let Portfolio for Hospitality Acquisition

Professional Funding Solutions in the North West

Our client, based in the North West, sought to acquire a dedicated wedding and corporate hospitality venue as a separate investment from their primary business. Initial considerations focused on commercial finance, but high lending rates and strict terms posed challenges.

 Instead, we identified a more strategic solution: leveraging the client’s established buy-to-let portfolio, which featured a five-year interest only loan with a fixed rate at 4.95% versus more traditional commercial loan rates of between 6.5% – 7.5%

Through careful planning, we assisted the client in releasing equity from their properties, securing funding at a competitive rate with manageable repayments. This approach protected the client’s main business operations and ensured greater cash flow stability. The buy-to-let income provided a reliable repayment source, while the new venue was positioned for success in both the events and corporate hospitality markets.

This case demonstrates the effectiveness of asset-backed financing for ambitious investments. By evaluating all available resources and adopting a tailored strategy, clients can achieve their goals with greater financial confidence and operational security, setting a strong foundation for future growth and diversification

Simon Parkinson

Business Development Manager

Mob: 07775 671 680

[email protected]