Latest Bridging Loan Deals
Lender 1:
Standard Bridging:
Rates from 0.75% per month
Maximum LTV 75%
Maximum LTP 90% (The lower of LTV/ LTP will be used) (up to 100% with additional security)
Loans from £25,001. No maximum
Terms from 1 month to 18 months
No Exit Fees
Interest roll-up available
Legal Fees from £399
Valuation Fees from £225
Refurbishment Bridging:
Rates from 0.9% per month
Maximum LTV 70%
Maximum LTP 90% (The lower of LTV/ LTP will be used)
Loans from £25,001. No maximum.
Terms from 1 month to 18 months
No Exit Fees
Interest roll-up available
Legal Fees from £399
Valuation Fees from £250
Lender 2:
A specialist finance company offering short-term loans in London, the Home Counties and the South East of England.
Lending on both a 1st and 2nd charge basis, with lending periods from 3 to 24 months, all loan decisions are based on the Open Market Value of the security property.
Lending criteria:
1st Charge: up to 80% LTV
- Rates from 0.95% per month
- Minimum £100k, maximum £7.5m
- 2% Arrangement fee
2nd Charge: up to 75% LTV
- Rates from 1.5% per month
- Minimum £100k, maximum £7.5m
- 3% Arrangement fee
Lender 3:
Loans from £25K From 1 Month to 12 Months
Upto 75% of open market value on 1st charges
upto 70% on 2nd charges
3rd charges can also be considered
Advance Interest Roll Up schemes & Monthly Interest schemes available (subject to serviceability)
Stopping Repossessions & EvictionsFormer Bankruptcy & Insolvency, including settlement of bankruptcy liabilities and IVA settlements.
Flat Interest Rates from 1.00% per month on first charges & 1.25% per month on second charges
Lender 4:
0.95% pcm for less than 50% LTV (or 1.45% on a second charge)
1.14% pcm for 50% to 60% LTV (or from 1.5% on a second charge)
1.25% pcm for 60% to 65% LTV
From 1.25% pcm for 65%+ LTV
LTV's based on lower of market value or purchase price.
2% arrangement fee
No exit or redemption fees
No credit scoring
Interest charged daily (after month 1)
Roll-up available
Competitive valuation and legal fees
Loans available from £100k to £5m
From 30 days to 12 months
England & Wales only
Minimum property value £150k.Lender 6:
From £100k to £5m
30 days to 12 month terms.
Up to 70% LTV
From 0.85% per month on a First charge
From 1.2% per month on a Second charge
No exit fees or redemption penalties.
Interest roll-up available
Lender 7:
From £25,000 to £2m
1st, 2nd and 3rd Charges
England, Wales, Scotland, Northern Ireland, Isle of Mann.
Up to 100% of Purchase Price available
Can be used as Mezz funding for developments
