Purchasing Finance

At Positive Commercial Finance we pride ourselves on the innovative funding types that we can facilitate. Purchasing Finance is just that.

If you’re on the lookout for a method of structuring your business purchases that has the potential to release valuable cash for your business, then you’ll be interested in finding out more about the purchasing finance product.

Quite simply, by making your purchases via a 3rd Party rather than with suppliers direct, you benefit from extended payment terms.

On a day-to-day basis, it’s a straightforward three step process:
1. You place your orders with the 3rd Party
2. The 3rd Party then purchases goods from suppliers
3. You then purchase from 3rd Party, but with no obligation to pay us until up to 120 days afterwards

As you can imagine, this arrangement has the potential to free-up significant amounts of cash – which you are free to use for whatever your business needs.

It’s also extremely cost effective. This is because it comes without arrangement fees, monthly charges or transaction costs – just an agreed price for the goods that is based on making payment to 3rd Party on up to 120 day terms, with straight line discounts available for earlier settlement.

Perhaps the most reassuring feature of the purchasing service is that it doesn’t impose any changes on the way your business operates nor does it impact upon any existing finance facilities you may have, such as an overdraft, factoring/ invoice discounting and payroll finance.

This means you can benefit from substantial cash flow benefits, while continuing to operate business as usual.

What helps make purchasing from a 3rd Party so attractive is the absence of any hidden costs. We charge a simple price for our goods that is based on our purchase price plus a margin for offering up to 120 day payment terms, with proportionate discounts available for earlier settlement.

There are no additional costs such as arrangement fees, individual transaction charges or anything else.

Get a quote now!

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