Bridging and Commercial Nominated

Welcome to Positive Commercial Finance

Positive Commercial Finance specialises in finding the best financing solution for you and your business. We have experience with and access to a wide range of business finance products which are not always available from your high street bank or current lender. As an independent broker, our nationwide service offers a flexible approach to secure the best deal for you and your business. Positive Commercial Finance is a Full Member of the NACFB.

Products

Max LTV Rate (from) Arr Fee Exit Fee Max Loan Term
60% 5% pa 1% 0% £5m to £100m 3 to 6m
75% 0.65% 2% 0% No Max Up to 18m
65% 0.70% 1% 0% £4m Up to 12m
80% 0.75% 2% 0% £7.5m Up to 24m
70% 0.99% 0% 0% £3.5m Up to 6m
65% 1.50% 2% 0% £10m Revolving
70% 1.25% 2% 0% £5m Up to 12m
Max LTV Rate (from) Arr Fee Exit Fee Max Loan Term
70% 1.50% 2% 1.50% £5m Up to 12m
75% 0.75% 2% 0% No Max Up to 18m
70% 1.25% 2% 0% £5m Up to 12m
Max LTV Rate (from) Arr Fee Exit Fee Max Loan Term
70% 0.95% 2% 0% £10m Up to 12m
75% 1% 3% 0% £5m Up to 24m
Max LTV Rate Arr Fee Exit Fee Max Loan Where
80% costs/ 65% GDV 0.95% pcm 2% 0% £5m UK
65% GDV 7% pa 2% 1% £5m England & Wales
80% costs/ 65% GDV 8% pa 1% 1% £50m London & SE
75% costs / 60% GDV 6.5% pa 2% 2% £25m England & Wales
70% costs 7% pa 2% 0% £5m England, Wales & Scotland
66% costs 4.5% pa 1.50% 1% No Max UK
Max LTV Rate Arr Fee Exit Fee Max Loan Where
90% costs 0.75% pcm 0% 0% £5m London & SE
90% costs 9% pa 1% 1% £20m Prime Locations
70% GDV 1% pcm 2% 2% No Max London & SE
90% costs 15% pa 1% 1% £30m UK
Max LTV Rate Arr Fee Exit Fee Max Loan Where
92.5% costs 2% 2% 0% £5m London & SE
95% costs 2% 2% 2% £3m England, Scotland & Wales
95% costs 1.50% 1% 1% £2m London & SE
95% costs 1% 2% 30% net profit No Max London & SE
100% costs 1% 2% 50% net profit £10m England, Scotland & Wales
Max LTV Rate Arr Fee Exit Fee Max Loan Where
90% costs 15% pa 1.50% 1.50% £20m London & SE
90% costs 2.5% pcm 0% 0% £5m England, Scotland & Wales
90% costs 22% pa 0% 0% £1m Selected Locations

Due to the massive range of ever-changing products out there, please request a Call Back so we can efficiently assess your requirements

Due to the massive range of ever-changing products out there, please request a Call Back so we can efficiently assess your requirements

Testimonials

"Thanks again for making all this possible. I'm so glad I found you, you are so professional and you get the job done! Thanks"

Tony Murphy, Lambeth

"Many thanks for that Samantha,
May I say how impressed I am at the speed of your responses...it will be no surprise I'm sure that when assessing our options I looked at a couple of other companies but your attention to detail and speed of response knocks the others out of the park, and as speed and efficiency is obviously a key factor when buying auction properties it gives us a great deal of comfort to know we can look forward to working with you in that manner."
Best regards
David Harrold

"Wow you guys are FAST!"

RB London

"Having previously used Positive Commercial Finance to help us secure the original development funding for an office to residential conversion, we returned to them once the construction works were complete to help us exit the development lend with a longer term commercial mortgage. This was a real end to end solution to the funding requirements presented by this scheme and we were delighted with the 'best in class' service delivery offered by the Positive Commercial service team".

MG Bucks

“I have been placing Bridging and Development enquiries with Positive Commercial Finance since July (’13) and find them to provide the service which is exactly what I’ve been looking for, but never previously found. I receive regular weekly updates on all cases, which no other packager has ever done”.

Paul O’Brien Mortgage Cafe

"There may be larger companies who boast about their service but fall way below these promises. I am confident that Positive Commercial will continue to grow and still maintain their high level of service."

Dave Cookson TC Financial Services

It has been refreshingly simple compared to lots of effort for no results with high street banks including our bankers of 7 years, who have been appalling! Strikes me that all businesses should abandon the banks in favour of this method of financing to teach them a lesson.

BH, St Albans Unsecured Business Loan

News & Blog

PCF short-listed for 2 awards!

6th May 2016

We are delighted to have been short-listed in this years' Bridging & Commercial Awards...

Outstanding Customer Service

14th April 2016

We understand and appreciate that borrowers have a range of options to choose from when considering brokers, and that’s why we put such a focus on our customer service...

What is "Completion"?

5th April 2016

The question was raised recently as to how "completion" is defined...

PCF Director on B&C Awards 2016 Judging Panel

1st April 2016

We are pleased to announce that one of the directors of PCF...

100% JV deal funded

21st March 2016

Read about the latest Joint Venture development deal we have arranged...

Permitted Development Rights extended...

15th March 2016

The government has confirmed that Permitted Development Rights, which allow unused commercial...

5 Minute Interview with...

8th March 2016

Our director features in the Bridging Loan Directory today...