Welcome to Positive Commercial Finance
Positive Commercial Finance specialises in finding the best financing solution for you and your business. We have experience with and access to a wide range of business finance products which are not always available from your high street bank or current lender. As an independent broker, our nationwide service offers a flexible approach to secure the best deal for you and your business. Positive Commercial Finance is a Full Member of the NACFB.
Positive Commercial Finance understands the need for a speedy response and a quick decision, and would be happy to advise you on the most suitable path to choose for your particular funding need.
Whether your business is looking for funds for growth, development, acquisition, restructuring, refinance, cash flow or whatever, we’re sure we can help you. Even if your company is struggling to stay afloat and you need financial assistance, or you are planning a start-up from the failure of a previous or existing business (Phoenix’s/ Pre Packs), we can call upon the resources available to us to assist you in making the right decision.
We can even offer 100% development finance (with additional security), bridging finance, unsecured business loans and competitive commercial mortgages/ re-mortgages (including self-cert and sub-prime).
Our connections with specialist financiers in major sectors mean we can also arrange funding for projects of any size at very competitive rates. Whether it’s a development project, expansion, joint venture or bridging situation, we can help.
Positive Commercial Finance specialises in the following areas of Business & Development Finance:
Property Finance
Development Finance and Construction Finance
Positive Commercial Finance is a specialist broker for development finance. We can facilitate:
Construction Finance
100% Development Finance
Residential Development Finance
Residential Refurbishment Finance
Residential Conversion Finance
Mixed Residential/Commercial Schemes – up to 100% funding
Commercial Schemes – up to 100% development finance available
Development Finance can be arranged on a 100% development finance basis (with additional security). Development finance is available for:
Residential Developments (100% funding available with additional security)
Commercial Constructions Funding
Hotel Development Funding
Positive Commercial Finance also has various lenders that can finance large loan schemes. A Large Loan Scheme is generally £50m plus and may include conventional and non conventional funding by the use of structured finance, debt, equity and private placement. Please contact us for more details.
Commercial Mortgages/Remortgages
Commercial property finance can be arranged for factories and offices, warehouses and storage, investment property, B&Bs and guest-houses, pubs and restaurants, takeaways, garden centres, residential homes, nurseries, farms and so on.Positive Commercial Finance works with a host of flexible commercial mortgage lenders, giving you the most suitable commercial mortgage product available on the market. You can also re-mortgage for a cash injection or just to take account of an improved interest rate, or whatever suits your purpose.
A commercial property investment mortgage is available to companies looking to purchase a business premises as an asset, which brings the benefits of rental income and appreciation. Commercial owner occupier mortgages are available to companies looking to use the property as their business premises. Commercial mortgage facilities offer competitive interest rates on loans from £50k up to £250m with up to 30 year terms, on up to 100% of the value of the property in some circumstances.
Positive Commercial Finance are specialists in bridging loans and bridging finance and can facilitate variety of transactions. A Bridging Loan is a fast way of raising short term funds in a prompt way and is usually secured against a residential or commercial property. Personal credit history is not usually as relevant as with Bridging Secured Loans as it is for other types of finance. The Funds are usually used to bridge the gap between a buying a property and either then re-finance or sale. Bridging finance can also be used for Commercial Properties to ease any short term cashflow problems.
Positive Commercial Finance realise that no two residential or commercial bridging deals are the same so we are flexible in our approach. We offer same day decision and up to 100% LTV available. Fast loans and every property types are considered.
Mezzanine Property Finance is a second mortgage on a property, where specialist lenders lend (subject to status) further funds above the maximum a commercial property lender is prepared to commit. Mezzanine Finance is available to private individuals, trusts, limited companies and PLC’s. Positive Commercial Finance can arrange both Development Mezzanine Finance and Investment Mezzanine Finance. We have the expertise and contacts to structure a funding deal for you. We discuss and negotiate with lenders personally on your behalf, and work hard behind the scenes to give you a tailored fit for finance in accordance to your needs. Each proposal is seen case by case on its own merits. Please contact Positive Commercial Finance with your a Mezzanine Property Investment Finance or a Mezzanine Development Finance enquiry on the number below.
Business Finance
Unsecured Business LoansWe can facilitate unsecured business loans from £25,000 up to £100,000 on a short terms basis to Limited Companies only. These can be used for any purpose and can be very quick to arrange. This is a hugely successful product in current climate where the High Street banks are just not interested.
Factoring and Invoice Discounting are excellent alternatives to an overdraft and give you an immediate cash injection against the value of outstanding invoices, then an advance of generally up to 90% (up to 100% in some cases!) of the value of an invoice as it is raised is provided by the factoring or invoice discounting company. The balance, less fees payable to the factoring or invoice discounting company, becomes available when the customer pays the invoice. Unpaid invoices become assets – the factoring or invoice discounting companies recognise this – and turn those assets into cash. With Factoring and Invoice Discounting more funds are available to you immediately as your business grows.
Contact us now!
